Registration Time: 09.00
Sessions Time: 09.15 - 12.30 incl 15min break
Speakers: Ms Joanna Azzopardi & Ms Claire Portelli
 Venue: Online Webinar

Participation Fees (The Institute is now accepting payments via Paypal)
MIA Members: €40.00
Non-MIA Members: €75.00
Retired Members: €20.00
Students: €30.00
*Group bookings for 3 or more participants available.

Background Information

With life expectancy constantly increasing, our life in retirement is becoming longer. The state pension is inadequate, therefore the need to save towards a sustainable pension is now crucial. Private pension plans were introduced in Malta in 2015 where individuals who contribute towards a personal pension plan may benefit from a tax credit. In a drive to encourage personal savings the tax credit was increased to 25% in 2019 and in 2021 the threshold for the contribution was further increased. A number of tax benefits were introduced in 2017, paving the way for the introduction of voluntary occupational pension schemes in Malta. These tax benefits are aimed to encourage both employers and employees to contribute into an approved and qualifying voluntary occupational pension scheme.

Objectives of the Session

To understand how an individual may benefit from a tax credit and build a financial cushion for the future, when saving into a personal pension plan.

To understand how a voluntary occupational pension scheme, with the various tax benefits that it offers, may help employers retain quality employees and attract new talent, to become an ‘employer of choice’.  

Topics on the Agenda

• The Pension Challenge
• Three Pillar Pensions
• Taxation – EET System
• Income Options at Retirement Date
• Personal Pension Plans: With Profits vs Unit-Linked
• Voluntary Occupational Pension Schemes: Features & Benefits

Target audience

Individuals who may wish to know more on how they can save to build a pension pot that would help them sustain their lifestyle, even at retirement. Employers who value their employees and may wish to start an occupational pension scheme for their employees to help them sustain their well-being in the future.

Speakers profile

Joanna Azzopardi joined Jesmond Mizzi Financial Advisors Limited in April 2018 as Business Development Manager and in 2021 she was appointed Insurance and Pensions Manager. Prior to joining the Company, she worked for over eighteen years within the marketing and business development units of the leading life insurance company in Malta and was responsible for managing and training the salesforce. She obtained her Masters in Integrated Marketing Communications in 2008. She is a bachelor of commerce graduate and obtained an honour’s degree in Banking and Finance from the University of Malta in 1999. Joanna is responsible for the provision of insurance products with a particular focus on long term capital guaranteed products and pensions, including workplace pensions. In her previous roles she was involved in the development of new products and services and responsible for initiating, implementing and monitoring corporate and product campaigns.

Claire Portelli joined Jesmond Mizzi Financial Advisors Limited in February 2021 as Insurance Officer. Prior to joining the Company, she worked for over two decades with a local bank mainly on the front line, providing professional customer service to both corporate and personal clients. This was followed by a short period in regulatory compliance. Having worked also in sales in an international pensions environment, she transports years of retail banking, investment advice and pension planning experience to the company. Claire completed a Diploma in Management from the University of Leicester in 2010. Her CeFA qualification was awarded by the Institute of Financial Services in 2004. Claire is responsible to initiate, develop and retain long term relationships with customers in the acquisition of personal and workplace pensions and other tax efficient products.

EVENT CPE COMPETENCES

2.5 Hours Professional
0.5 Hours Core

WEBINAR TERMS AND CONDITIONS

Terms and conditions apply

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