Registration Time: 09:15
Sessions Time: 09:30 - 11:30  including a 15-minute break
Speakers: Ms Oriana Abela & Mr Avikesh Bholah
Venue:   Online Webinar

Participation Fees 
MIA Members: €28.00

Non-MIA Members: €50.00

Retired Members: €15.00

Students: €20.00

*Group bookings for 3 or more participants available.

BACKGROUND INFORMATION

To equip accountants, finance professionals, and business advisors with the knowledge and practical steps required to prepare and submit effective bank loan applications.
A strong loan application, backed by clear financials and a solid business case, is essential for securing funding. This session guides participants through key steps such as the bank loan application document, meeting lender requirements, and effectively presenting the application.

SPECIFIC TOPICS TO BE COVERED DURING THE SESSION

• Overview of common business loan types and lender expectations
• Steps to assess financing needs and prepare for an application
• Key elements of a strong business plan aligned with loan objectives
• Building the financial model and formulas to be used
• Practical experience of how to model a bank loan (amortising, moratorium and bullet loan)
• Financial ratios and indicators used to evaluate loan eligibility
• Documentation requirements and compliance considerations
• Effective communication strategies when dealing with lenders
• Common application mistakes and how to avoid them
• Post-application follow-up, including understanding loan terms and conditions

Why is the session of relevance to our members?

This session equips both members and non-members with practical skills to prepare and present strong bank loan applications.
• Members benefit by enhancing their advisory capabilities and meeting CPD goals.
• Non-members gain valuable, structured knowledge to support business financing needs.
All attendees will be better prepared to help businesses access funding with confidence and clarity.

Target Audience

This session is designed for accountants, finance professionals, and business advisors who support clients or their own businesses in securing bank financing. It is particularly relevant for those involved in preparing financial statements, developing business plans, or navigating loan application processes for small to medium-sized enterprises (SMEs).

Speakers's Profiles

Oriana is a Partner at Grant Thornton engaged in the Transaction Advisory Services (TAS), a department specialising in corporate finance. She holds an honours degree in Accountancy from the University of Malta and is also ACCA qualified. In 2013, Oriana graduated from the University of Wales with a distinction obtaining a Master in Finance, specialising in Mergers and Acquisitions.
Oriana specialises in the capital markets division, whereby she assists clients with the raising of debt (traditional and green) and equity finance through the local capital market. She has listed clients on the main market, Prospects MTF as well as the Institutional Financial Securities Market. Oriana also heads the local and cross-border vendor and buy-side due diligence assignments for clients operating in various sectors such as retail, manufacturing, banking, aviation, pharmaceutical and real estate. She has an accumulated wealth of experience assisting both local and international clients operating across various industries through the delivery of valuations, mergers and acquisitions, due diligences, business plans, restructuring, financial projections and pension provision.
Prior to joining Grant Thornton in 2015, Oriana worked at two leading Big 4 companies in Malta, whereby she was involved in a variety of corporate finance engagements, servicing clients mainly in the real estate, telecommunications, utility, retail, gaming, insurance and beverage industry, both in the private and public sector in relation to a number of different assignments including but not limited to buy-side and vendor cross-border due diligence assignments, purchase price allocation assignments, raising of finance on the stock market, feasibility studies/financial projections, debt restructuring, strategic review, valuations of business and equity share capital, impairment review of investment properties and review of the pension provision and assistance with any necessary settlement offers.

Avikesh Is a Manager in the Transaction Advisory Services Department at Grant Thornton Malta, where he manages and supports engagements in capital raising, project financing, financial due diligence, and business valuation.
A qualified ICAEW Chartered Accountant with over seven years of experience, Avikesh has developed a strong foundation across audit and assurance, corporate finance and transaction services His career spans multiple sectors, including financial services, banking, construction, retail and tourism
He began his professional journey at a Big Four firm in audit and assurance before transitioning into financial advisory in Mauritius There, he was actively involved in capital raising, financial modelling, business planning, restructuring, forensic investigations, and valuations. Avikesh later joined an accounting firm in Luxembourg, where he specialised in financial due diligence for acquisitions across banking, finance, constructions, and IT sectors – both locally and in cross-border transactions.

EVeNT CPE COMPETENCies

3  Core

WEBINARS TERMS AND CONDITIONS

Terms and conditions  apply

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