SME Forum 2019 (incl. Participation in Breakout Session #1: Pensions)

Registration Time: 08:15
Forum Time: 09:00 - 17:00
Venue: Radisson Blu Resort & Spa, Golden Sands
Participation Fees 
MIA Members: €110
Non-MIA Members: €140
Retired Members: €75
Students: €75
Booking and payment is for the full day! To book, select your preferred breakout session and proceed to registration. 

Should you prefer the session on Pensions, stay on this page and register. 

Should you prefer the session on FIAU REQ  go back to the Home page and select the event titled SME Forum 2019 (incl. Participation in Breakout Session #2: The FIAU Risk Evaluation Questionnaire).



08:15   Registration 


09:00   Welcome Address

Ms Maria Cauchi Delia, CEO, Malta Institute of Accountants

Mr David Pace, Chair, SMP Advisory Focus Group, MIA 


09:05   The impact of recent developments in AML & CFT regulation on SMEs and SMPs

Dr Diane Bugeja, Senior Associate, Camilleri Preziosi Advocates


09:50   A Hands-on approach to the practical application of GAPSME

Mr John Debattista, Partner, Audit and Assurance, Zampa Debattista, & MIA SMP Committee Member


10:35   Networking Coffee Break sponsored by Nouv 


10:50   An exploration into traditional & new sources of financing – a discussion of the current banking and lending landscape 

Panel Members:

Mr Matthew Caruana, Manager, ZAAR Crowdfunding Platform; Mr Albert Frendo, Chief Credit Business Development Officer, Bank of Valletta Group; Ms Catherine Galea, Head, Banking Supervision, MFSA; Mr Philip Maurice Mifsud, Country Ambassador for Malta, Revolut (UK); Mr Simon Micallef, Senior Manager, Compliance, APS Bank Ltd; Dr Mariosa Vella Cardona, Deputy Secretary General, Malta Bankers' Association, Mr Ranier Fsadni, Assistant Lecturer, Faculty of Arts, University of Malta - Moderator           


12:05 Networking Lunch Break


13:05 Breakout Sessions - Choose one of the following: 

Breakout Session 1Pensions

Mr David Spiteri Gingell, Leader of the implementation of the 2017-2019 Strategy for Retirement and Financial Capability, Ministry for the Family and Social Solidarity

Breakout Session 2 – The FIAU Risk Evaluation Questionnaire – a practical Session

Dr Malcolm Mallia, Founder, LEXCO Compliance


13:50 Leveraging Big Data for Growth

Ms Angie Ann Camilleri, Senior Associate, RSM Malta


14:20   Implementing Formal & Effective Quality Assurance Systems

Mr Thomas Galea, Member of International Assembly, ACCA, & Director, Audit Services, KPMG; Ms Karen Sultana, Head, Quality Assurance Unit, Accountancy Board, Ministry for Finance


15:05   Current challenges and success factors for a growing business - Panel Discussion

Presentation: Ms Abigail Mamo, CEO, GRTU

Panel Members:

Mr Neville Cutajar, Managing Director, 3a Malta; Dr Enry Donato di Giacomo, Vice Secretary General, Maltese Italian Chamber of Commerce; Mr Nick Jeffrey, Regional Head of Policy - Europe and the Americas, ACCA; Mr Andrew W. J. Mamo, Vice-President and Chair of the Family Business Committee, Malta Chamber of Commerce; Mr David Vella, Co-Founder & CEO, Altaro; Mr Ranier Fsadni, Assistant Lecturer, Faculty of Arts , University of Malta - Moderator


16:20 Leadership skills for 2020

Dr Natalie Kenely, Head, Department of Social Policy and Social Work, University of Malta


16:50 -18.00 Closing Remarks and Networking Drinks Hosted by MIA 

The SME Forum 2019, including participation in Breakout Session #1: Pensions, qualifies for a total of 6.75 hours of Structured CPE and categorised as an activity relevant to the attainment of 3.5 hours Core and 3.25 hours Professional Competencies in terms of the Accountancy Board’s CPE Scheme.



Accountants, Auditors, Lawyers, Directors, Shareholders & the C Suite.

CPE Hours

3.5 hours Core
3.25 hours Professional

John Debattista
Partner, Audit and Assurance
Zampa Debattista

John Debattista is a Certified Public Accountant and Registered Auditor.  He is one of the founding partners at Zampa Debattista and heads the Audit and Assurance function and the firm’s IFRS Advisory Technical team. John sits on a number of MIA committees namely, the audit, financial reporting and SMP committees.

Albert John Frendo
Chief Credit Business Development Officer
Bank of Valletta Group

Albert Frendo is an accountant by profession and currently occupies the post of Chief Credit Business Development Officer within the Bank of Valletta Group. His career at the Bank spans over 30 years with wide ranging experience in cost management and financial reporting, risk management and credit finance (both commercial and retail finance).

Mariosa Vella Cardona
Assistant Secretary General
Malta Bankers Association

Dr Mariosa Vella Cardona LL.D, M’ Jur. is a freelance legal consultant specialising in European Law. Since 2009, she also occupies the post of Deputy Secretary General of the Malta Bankers’ Association, an association having as its members all credit institutions licensed to operate as such within the Maltese territory.

Matthew Caruana

Matthew Caruana is the manager of the ZAAR crowdfunding. ZAAR is a reward-based platform and is currently exploring the investment based crowdfunding option following the regulations issued by MFSA late last year. Before joining ZAAR, Matthew has managed teams within tech start-ups and medium sized companies both in Malta and the UK.

Philip Maurice Mifsud
Country Ambassador for Malta

Mr Philip Maurice Mifsud is Senior Vice President, Blockchain Generation (Silicon Valley, USA), Country Ambassador for Malta, Revolut (UK), and Global Business Development Director, Blockchart (Malta). Philip is a focused growth hacker, connector and speaker with more than 17 years of brand building and market growth experience, of which, 7 years were in the Fintech and Distributed Ledger Technology space.

Catherine Galea
Head, Banking Supervision

Catherine Galea is currently Head of Banking Supervision within the MFSA and is a member of the Supervisory Board of the ECB. She commenced her career with the Central Bank of Malta before joining the MFSA in 2002 in order to pursue her career within Banking Supervision. Ms Galea actively participates and represents the MFSA in various international fora.

Ranier Fsadni
Assistant Lecturer, Faculty of Arts
University of Malta

Ranier Fsadni teaches social anthropology at the University of Malta. Amongst other noteworthy appointments, he has served as Advisor to the Prime Minister on Mediterranean and Maritime Affairs (2004-2012) and Director Operations at the European Commission-League of Arab States Liaison Office (2009-2014). He writes a weekly political and cultural column for The Times of Malta.

David Spiteri Gingell
Advisor on Pension and Social Security Reform
Ministry for the Family and Social Solidarity

David Spiteri Gingell has held senior positions with government and the private sector.  David has worked extensively overseas.  In 2004 David was tasked by the then Prime Minister to lead the reform of Malta’s pension system.  David continues to play a leading role in pension reform.  David is also responsible for implementing Government’s strategy on retirement and financial capability.  David is an independent management

Thomas Galea
Director , Audit Services

Thomas Galea is a CPA, who holds a practicing certificate in auditing. Thomas joined KPMG in 2005 and has worked in various practices within the network.  He is currently a Director within the audit function of KPMG in Malta focusing mainly on Banking and mid-market clients.  Thomas is also Malta’s representative on ACCA’s International Assembly.

David Vella

As a co-founder and CEO of Altaro, an international software company headquartered in Malta, David has led the company since its inception in 2009. Before that, David spent 11 years at GFI, his last role being Director of Product Management with responsibility for product strategy, OEM relationships and M&A technical due diligence.

Nick Jeffrey
Regional Head of Policy - Europe and the Americas
ACCA Global

Nick covers issues facing the accountancy profession, the finance sector, and business. He has written on corporate governance, the future of the profession, Brexit, and professional ethics. Prior to joining ACCA, he was global head of policy and part of the UK’s national technical team at a prominent accountancy firm. He is an auditor by background.

Neville J. Cutajar
Managing Partner and Director

<p>Neville Cutajar is 3a Malta’s managing partner and director. Neville has extensive business experience with over twenty years in public practice. He is 3a’s senior audit partner and in charge with compliance and quality control issues at 3a. He has served as a member on several Committees at MIA as well as at the Chamber of Commerce.</p>

Natalie Kenely
Head of Department of Social Policy & Social Work
Faculty for Social Wellbeing, University of Malta

Dr Natalie Kenely’s expertise includes management, leadership, and emotional intelligence. Her doctoral thesis, titled Emotional Intelligence and Transformational Leadership, explored issues of organizational climate, HR functions and leadership, and their effect on relationships and emotional intelligence within an organization. She was awarded Best Paper Award in an International Conference on Leadership held at Ashbridge Business School in London in 2013.

Diane Bugeja
Senior Associate
Camilleri Preziosi Advocates

Dr Diane Bugeja is a Senior Associate at Camilleri Preziosi, specializing in financial regulation and compliance matters, including AML/CFT regulation, providing advice on the impact of the current and forthcoming regulatory regime. She is a visiting lecturer at the University of Malta and is regularly invited to speak on various aspects of financial services law and financial crime.

Angie Ann Camilleri
Senior Associate
RSM Malta

Ms Angie Ann Camilleri is a Senior Associate at RSM Malta, specialising in business and data analytics. Her focus lies in helping business organisations take better decisions enabled by business intelligence, data analytics together with data reporting and visualisation. She also provides advice on analytics vendor specification, selection and procurement for business intelligence solutions.

Malcolm Mallia
LEXCO Compliance

Abigail Mamo

Enry Donato Di Giacomo
Vice Secretary General
Maltese Italian Chamber of Commerce

Enry Di Giacomo is the Vice Secretary General of the Maltese Italian Chamber of Commerce and Italy Country Manager of the Malta Stock Exchange. He is an Italian Journalist specialised in Business development, Finance and Fintech. He founded the Malta Business Club with the Maltese Italian Chamber of Commerce and has started developing the Italian and Israeli market for the Malta Stock Exchange.

Simon Micallef
Senior Manager, Compliance
APS Bank Ltd

Simon Micallef has 28 years professional experience in management consultancy and financial services. Simon graduated with an MBA (Maastricht School of Management) and he consulted with the Government until he joined APS Bank developing the Human Resources function and, later General Manager of APS Consult Limited and now, Senior Manager (Compliance). He has experience with SME both from an operational, consulting and banking perspective.

Andrew W. J. Mamo
Vice-President and Chair of the Family Business Committee
Malta Chamber of Commerce

Andrew Mamo joined Galdes & Mamo Ltd in the import/distribution and insurance sectors and today occupies the post of Managing Director. He has served on Council, as an Officer, as well as several other Executive Committees of the Malta Chamber. He has also served as Chairman of Importers, Distributors and Retailers Economic Group. Andrew is one of the Malta Chamber's representatives on the Conservatorio Vincenzo Bugeja. 

David J. Pace
MIA SMP Committee

February 2019

SME Forum 2019 (incl. Participation in Breakout Session #1: Pensions)


Organized By: The Malta Institute of Accountants
Type of Event: Forum


Share Event to your social media.

Date & Time
2019-02-27 09:00:00 2019-02-27 17:00:00 Europe/Malta SME Forum 2019 (incl. Participation in Breakout Session #1: Pensions) The SME Forum aims to assist SMEs and SMPs to manage their potential and explore various opportunities in Malta and to broaden dialogue with state bodies, while reducing administrative barriers, increasing the effectiveness and assisting in the provision of financial and institutional support for SMEs and SMPs. Radisson Blu Resort & Spa, Golden Sands, The Malta Institute of Accountants
Wed, 27 February 2019
09:00 - 17:00
Radisson Blu Resort & Spa, Golden Sands,

Loading Please Wait...

Cancellation Policy

Refer to Terms and Conditions.

Terms & Conditions
By Registering and/or Booking for this event, you agree that MIA will collect your information, who will be using it as per the MIA Privacy Policy for CPE Events. Please read the MIA’s Privacy Notice for CPE Events in its entirety which can be found at this link. By accepting to participate in this event you accept that MIA shall process personal data in accordance with this Privacy Notice.

If registration is being affected by a company or other corporate entity on behalf of an attendee or the registering company or other corporate entity supplies to the MIA personal data of third parties, such as of employees, affiliates, management companies or service providers, the registering company or other corporate entity shall be solely responsible for making sure that the provision of such data to the MIA fully complies with applicable laws and the relevant person in regard to whom the data relates has been provided with the necessary information at law regarding the MIA’s processing of his personal data. 
Any information notices, consents or other applicable requirements that may be required to be fulfilled for the provision of third party data to the MIA shall be borne solely by the registering company or other corporate entity. The registering company or other corporate entity hereby fully indemnifies the MIA and shall render the MIA completely harmless against all costs, damages or liability of whatsoever nature resulting from any claims or litigation (instituted or threatened) by any third party against the MIA as a result of the provision of any third party personal data to the MIA by the registering company or other corporate entity. 
The Malta Institute of Accountants may take photos during this event. These images will be used by the Institute to share news about the event in newsletters, the Annual Report, The Accountant journal and printed publicity.  Photos can also be published on MIA’s Facebook, Linkedln and Twitter. Such images may be used to publicise future events of  the same nature and for reporting purposes.